top of page

Residential & Commerical

FLORIDA HARD MONEY LOAN PROGRAMS

Single Family Homes, Warrantable & Non-Warrantable Condos & Townhomes, Condotels, Mobile Homes, 2-4 Units, 5+ Multi-Family, Mixed-Use and Commercial Properties

NSS Lending services the entire state of Florida. Pensacola / Panama City to Tallahassee, Jacksonville / St. Augustine to Daytona Beach, Kissimmee / Orlando, Ocala / The Villages to Tampa / St. Petersburg, Ft Myers / Naples to Palm Beach, Ft. Lauderdale / Hollywood / Miami to the Florida Keys.

Map of Florida

No DTI, No W-2's, No Paystubs, No Tax Returns

Fix & Flip
Refi-Rehab
BRRRR

Our rehab loans provide you with short term financing solutions to help you make those essential repairs or upgrades.  With friendly and knowledgeable staff, we make the lending process simple and stress-free.

Bathroom remodel showing water tubes for heated floors

  • Up to 100% Financing

  • 65% to 70% Of the ARV

  • Origination Fee 0-4%

  • Interest Only and Deferred Payment Options Available

  • No Prepayment Penalty  

  • Terms: 12-18 Months

bathroom with white marble floors and jacuzzi tub

Rural Property?

No Problem!

  • Minimum FICO: 600

  • Portfolio or Single Asset 

  • No Minimum Loan Size

  • Terms: 6 Months

  • Pre-Payment Penalty 3 Months

  • Up to 90% LTC

  • Experience 3+ Roundtrip

  • 680 Minimum Credit

  • Lender Points 2% - 4.5%

  • 6 to 24-Month Terms

  • Interest Only or Deferred Payment Options Available

Couple make their dreams of building their own home come true visiting house under constru

NEW CONSTRUCTION

While many investors are constantly on the hunt for run-down, dilapidated properties to fix and flip, investors with the strategy of new construction do just the opposite and typically have solid returns.

No Experience? No Problem

Up to 75% LTC Using an Experienced Builder With Three or More Exits In the Last 36 Months

Residential and Commercial
DSCR & Non-DSCR Rental Loans

Whether you're a first-time investor or an experienced pro looking to expand your portfolio, DSCR Loans may be a good solution for your purchase or refinance. 

Up to 80% LTV on Purchase

Up to 75% LTV on Refinance

House for rent label.jpg
bottom of page