Financing Solutions for Owner and Non-Owner Commercial Real Estate
Whether you're starting a new business, moving your existing business or purchasing a commercial property that you plan to lease we offer tailored options, including conventional and SBA financing, to address your specific needs. Our team is dedicated to guiding you through the process and providing personalized service to help you achieve your real estate goals. Let's make your aspirations a reality together!
What types of commercial properties can I get financing for?
5+ Multi-Family
Owner & Non Owner
Auto service
Bed & breakfast
Assisted living
Campground / RV park
Car wash
Entertainment & recreational
Healthcare / medical
Hospitality (hotels & motels)
Industrial
Mixed-use
Mobile home park
Office
Restaurant
Retail
Self-storage
Warehouse
Other specialty properties
What kind of commercial loan programs are available for commercial real estate investors?
FULL DOC PROGRAM
When you have great credit you can lock in the lowest rate possible. You will need to be able to provide tax returns, paystubs (or W-2 forms)...
LIGHT DOC
Qualify for financing without submitting tax returns, bank or operating statements.
NO DOC
When you report lower income for tax reasons or struggle to show consistent growth through tax returns you can still qualify for financing without submitting tax returns, bank or operating statements.
BANK STATEMENTS
When you are self-employed and can’t provide tax returns, paystubs, or W-2 forms you can still secure financing with just 12 months of business bank statements.
What is the key objective for refinancing my commercial real estate?
LOWERING COST OF CAPITAL
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Reduce interest rates.
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Lock in fixed rates: Switching from an adjustable-rate mortgage (ARM) to a fixed rate provides predictable monthly expenses.
EXTRACTING TRAPPED EQUITY
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Fund business growth: A cash-out refinance lets you use built-up equity to expand operations or buy inventory.
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Improve the property: Extracted capital can fund capital expenditures to raise tenant rents.
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Consolidate corporate debt: You can pay off higher-interest business loans using lower-cost real estate equity.
Can I get a loan for 90% of the purchase price of a commercial property?
Yes! There are two ways that can happen. The seller (or anyone for that matter) can finance up to 40% of the purchase price or you can get an SBA loan.
