Suburban House

Hard Money Bridge Loans Starting at 8.75%

Get Short-Term Capital for Up to

24 Months

Interest rates based on property location, FICO score,  borrower's experience and property valuation / appraisal.  

What is a Bridge or Fix and Flip Loan?

A fix and flip loan—also referred to as a bridge loan, swing loan, interim financing, or gap financing—is a short-term loan that provides you with the working capital you need to meet the immediate financial obligations of your fix and flip project. This kind of loan is typically for a 12-month term or less and can be obtained in a matter of days. Like most other types of property loans, collateral is required for an underwriter to back the loan. What’s so interesting about a bridge loan—and what makes it such a good option for those who are new to the business—is that the collateral can be the projected value of the rehabbed property. This can be organized in two distinct ways: by basing the amount you can borrow on the after repair value (ARV) or by basing it on the loan to cost (LTC) ratio.

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NSS Lending, LLC is NOT a direct Lender. We will match you with a hard money lender that is the best fit for your specific needs.

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Stephanie Bradley


I had the great pleasure of working with Neal and Teri for my first acquisition. I'm a Canadian investor and they managed to get me 75% LTV, with a reasonable interest rate. They are always available and took the time to explain how things work in the US. I am looking forward to working with them again for my future endeavors!